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string(18) "综合信贷系统"
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string(876) "宇信科技新一代综合信贷系统产品面向以全流程信贷系统规划的商业客户，产品涵盖对公、同业、零售、中小及微小企业业务，即：一个平台多条跑道，可灵活定制、整合、拆分业务条线的架构理念。产品按信贷业务全流程系统的概念支持商业银行的信贷业务开展。针对客户管理、财务分析、信用评级、额度授信、业务用信、合同管理、发放支付、贷后管理、风险分类及处置、保全管理这些流程，信息捕捉和审批在信贷系统进行，通过与核心（核算）系统直连，完成相应的后续处理。除此之外，系统将覆盖其他所有贷前、中、后流程。系统将是商业银行信贷业务基础数据的唯一来源，满足风险管理、绩效衡量、新巴协议、统计等各种对内、对外数据需求。"
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string(24) "信用风险预警系统"
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string(598) "宇信科技信用风险预警系统以实现全行范围内建立信贷业务风险监测、及时提示、持续跟踪与改进的风险管理机制为目标，系统在整合内外部风险信息的基础上，利用大数据技术，通过构建“规则模型+机器学习模型”的预警模型体系，实现对信贷风险的自动识别和主动提醒。系统通过将风险预警与信贷场景的全面结合，实现对信贷业务全资产、全客户、全流程的全面覆盖，涵盖客户预警、组合预警、机构预警、业务预警、流程预警等全面预警管理。"
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string(24) "内部评级管理系统"
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string(24) "内部评级管理系统"
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